| Q: I thought my judgment was an order for the debtor to pay? Isn't the debtor breaking the law by not paying me?
A: Unfortunately it is not against the law to owe money. We do not have debtor's prison anymore anymore and, if your debtor were in jail, it. would be more difficult for us to collect. We want the debtor working, making money, saving money, and making purchases so that we can (surprise!) take them all to help pay his/her debts.
Q: Are you a collection agency?
A: We are not a collection agency. Collection agencies process debts in bulk. They send out thousands of nasty letters and call debtors to try to get them to pay. We are different. We actually "take assignment" on your judgment. Then we have the authority to pull credit reports, conduct thorough asset investigations including surveillance, bank locates and more. We'll even bring your debtor back into court. Our cases are treated individually and expertly and we are not afraid to put out money for enforcement procedures.
We have resources that collection agencies will never have.
Q: Can I use an attorney?
A: Yes you can. However, an attorney will charge an hourly fee of $175 to $250 per hour. Also, while many attorneys are skilled at getting judgments, most are not familiar with effective post-judgment strategies.
Q: Can you guarantee that you'll collect the money judgment?
A: There are no guarantees except that we will make our strongest effort. We use every strategy to collect including pursuing assets of spouses and even a former spouse. When appropriate we'll add debtors to your judgment on the "alter ego theory". If your debtor files for Bankruptcy all is not lost. When appropriate, we will fight the debtor's bankruptcy in order to get the judgment non-discharged.
Q: But how much will it cost me, really?
A: It costs you absolutely nothing. We advance all costs. If there are additional court expenses, we'll petition the court to add these to the judgment. We work with attorneys at no cost to you. In short, we spend the time and the money and if we don't collect, it still costs you nothing.
Q: How do you locate my debtor?
A: We have access to exclusive databases that are used by private investigators and law enforcement agencies. This proprietary information is not available to the general public.
Q: How long is my judgment good for?
A: If you are in California, a judgment is good for an initial 10 years and can be renewed indefinitely. It is also collecting 10% interest per year. Other states may vary from 7 to 25 years.
Q: What if I don’t have all of my court documents?
A: No problem…just give us the name of the Court you sued in and the case title (plaintiff’s name vs. defendant’s name).
We'll take it from there.
Q: Do I have to go back to court?
A: No. We’ll handle all post-judgment court filings and appearances.
Q: Okay, what should I do now?
A: Call us and our investigative team will conduct a confidential no-cost assessment of your judgment. This usually takes between 24 and 48 hours. We will contact you with the results and discuss our strategies.
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